Wiener Doctors
Make a wise decision today and invest in the most important thing – in your health and in your life. Show responsibility to yourself and your family members, protect them when they need them most, and make the future more carefree.
Key benefits
Get a second opinion from the best doctors in the world
Best doctors in the best European medical institutions
Coverage of travel, accommodation and repatriation costs, freedom of choice of healthcare institution
“Health is not everything, but without health everything is nothing.”
Make a wise decision today and invest in the most important thing – in your health and in your life. Show responsibility to yourself and your family members, protect them when they need them most, and make the future more carefree.
Wiener Städtische supplementary insurance – Wiener Doctors will enable you to treat the most serious diseases in renowned European hospitals, with top doctors.
Wiener Doctors is a health insurance product that covers the cost of treating serious illnesses, including travel and accommodation costs, up to the insured amount and individual limits.
The product is designed for specific, severe diseases whose expensive and specialized treatment is insufficiently covered by most health insurance plans.
Health does not have to be the privilege of the few!
You too can have a top team of doctors at your disposal who will do everything to help you.
Wiener Doctors policy provides coverage for medical treatment and procedures outside Montenegro, for the following diseases:
Treatment of invasive cancer
Histopathologically confirmed cancers include malignant lymphoma and malignant bone marrow disorders, including leukemia.
Coronary bypass surgery
Undergoing open-heart surgery (surgery that requires a middle sternotomy – surgery to divide the sternum) to correct narrowing or blockage of one or more coronary arteries using a bypass graft.
Heart valve surgery
Open heart surgery or endoscopic heart surgery to replace or repair one or more heart valves, on the advice of a cardiologist consultant.
Brain surgery
Any surgical intervention on the brain during which a craniotomy is performed (opening of the skull). Endoscopic surgery is included, but brain surgery as a result of the accident is excluded.
Major organ transplantation
Surgical transplantation in which the Insured receives one of the following whole human organs: heart, lungs, liver, kidney, pancreas.
In addition, human bone marrow transplants using hematopoietic stem cells preceded by total bone marrow ablation (removal) are also covered.
With our insurance policy, you will provide yourself and your loved ones with:
Obtaining a second medical opinion for all diseases from the world’s leading medical centers
Coverage of travel, accommodation and repatriation costs
The best doctors in the best European medical institutions
Modern methods and comfortable treatment conditions;
Freedom to choose the health institution and doctor with whom you will be treated.
Sums insured:
1,000,000.00 EUR in one year
2,000,000.00 EUR for the total duration of the contract
One-carat fee of EUR 10,000.00 if the insured decides to receive treatment in Montenegro
Accommodation costs – 200EUR per day
Repatriation costs up to EUR 15,000.
The quality of the service is taken care of by the internationally recognized company Medi Guide, which will provide our insured with a second medical opinion from the world’s top doctors and organize treatment in the selected hospital.
This company is present in over 50 countries around the world, offers services to clients from more than 150 countries and has more than 10 million clients.
In this way, the doors of the most modern and successful hospitals around the world are open to you.
Mandatory conditions
Persons up to the age of 65 can be insured
The insurance is contracted for a period of one year and can be extended for an additional year, during the duration of the basic insurance, by paying the insurance premium.
Mixed life insurance (Flexi Benefit, Classic, 3D, Futura) and Risk Insurance
Example
Age of the insured person | Annual premium |
|---|---|
from 0 to 18 years | 73,29 € |
from 19 to 64 years | 215,46 €
|
from 65 to 74 years | 336,96 €
|